Client Focused
As a client focused firm of financial advisors, it is our mission to act in good faith and in the best interest of our clients at all times. Our programs are focused on accomplishing our clients’ goals and objectives in the most effective manner possible. It is our core belief that striving to exceed client expectations is not only our duty, but key to the success of our firm.

Independent
We are independent financial advisors that answer only to our clients’ needs and not a large conglomerate that manufactures insurance and investment products. As an independent firm, we are able to integrate the finest products and services from hundreds of firms. Our independence ensures our ability to offer our clients the impartial and objective financial advice that they deserve.

Fee Based
As fee based financial advisors, our compensation is structured to align with the goals, objectives, and successes of our clients. We believe our clients’ goals are best achieved when we are able to remain completely objective and impartial in giving our advice. We work diligently to avoid any potential conflicts of interest in delivering our services by structuring our organization and our working relationships to maintain our objectivity.

Strategic Alliances
We have developed numerous strategic alliances to provide our clients with convenient access to a large variety of investment products and services and a high level of financial strength. Most notable are our relationships with Cambridge Investment Research, Inc. as our Broker/Dealer and Registered Investment Advisor, and Pershing, LLC; MG Trust; many individual mutual fund families, and / or National Financial Services, LLC (Fidelity) who are responsible for the compliance, custody and clearing of our accounts.

Understanding Our Clients’ Needs
We work diligently with our clients and their tax and legal advisors to clearly define their life goals. We analyze the present investment positioning, future income flows, potential liabilities, income taxes, estate planning, client risk capacity, risk tolerance, and client time horizon. We consider alternative strategies and develop specific recommendations for efficiently reorganizing and consolidating liquid investment assets. Finally, based on our clients’ needs, we help select an investment strategy that is customized to pursue their unique goals and objectives.

View a copy of our new EFG Brochure!

Certified Financial Planner™ -
The Mark of Commitment & Experience

Many people think that all financial planners are "certified," but this simply isn't true.  Anyone can call themselves a "financial planner," but only those who have fulfilled the certification and renewal requirements of the CFP^® Board can display the CFP^® certification.  When selecting a financial planner, you need to feel confident that the person you choose to help you plan for your future is competent and ethical.  The CFP^® certification provides you with a sense of confidence by allowing only those who meet the strict requirements the right to use the mark of CFP^®.

We are proud that both Karl and Kevin have earned the designation of CFP^®.  They were certified by the CFP^® Board by taking the extra steps to demonstrate their professionalism by voluntarily submitting to the rigorous education, examination, experience, and ethical requirements.

What does this mean to you?  It means that we take our role as your financial resource seriously and are committed to continuous improvement so taht we enhance our professionalism, knowledge and value to you.

Learn more about the other professional designations we hold by visiting our Meet the Group page.